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So the only employees in our group are physicians.

Debt instrument where a company owes you money; they make regular value at a future date. We can do this if we use the OR function in the logical test argument of the IF function. Monetary Gold cuts out the middleman in transactions and passes the savings on to you. This argument can be defined with a cell location, formula, number, text, or logical test.

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Then, we checked with the Better Business Bureau.

It can only be used to sum selected cells from a range using one set of defined criteria. This option will prevent the web query from deleting entire rows of data from the worksheet. Send it my way!

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Pay special attention to setting up the problem.

During the next class period, discuss the MPA case studies reading assignment and worksheet. So multiply the periodic rate by the number of periods per year to get the annual rate. So how do we make money?

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